i choose voip.ms. talkit.ca charges 79 for their ATA device. You can purchase a used ATA device on kijiji for 20$. voip.ms seems a little confusing. but once you start using their website it gets a lot easier.
VoIP.ms and talkit.ca are very different VoIP providers. It looks like talkit.ca provides pre-configured hardware to you, so that all you need to do (theoretically, anyway) is plug it in. VoIP.ms does not provide hardware. You need to buy your own and set it up by yourself. On the other hand, VoIP.ms has loads of features that almost nobody else in the industry has.
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